CLEVELAND, Ohio – If you’re still waiting for your stimulus check, here are three suggestions.
1. Watch your mail. The IRS says it will send checks or debit cards to people for whom it doesn’t have bank deposit information. Some people who received debit cards last time may receive a check this time, and vice versa. It will show up in a white envelope with the U.S. Department of Treasury seal, the IRS advises.
2. Check the IRS website – irs.gov/coronavirus/get-my-payment. After plugging in your Social Security number, birthdate, street address and ZIP code, you should get a status, such as the scheduled date for your direct deposit. But for those for whom a payment isn’t in the works, unfortunately, the website provides little help as to why. A common message is: “Payment Status – Not Available” because the IRS either doesn’t “have enough information yet” or “you’re not eligible.” If you’re in this boat, the best option by this point likely is the next suggestion below.
3. Fill out your 2020 tax form as soon as possible to get things straightened out so you can get your cash in hand. As explained earlier by the IRS, there will be a worksheet as part of the next tax form for people to claim a Recovery Rebate Credit for stimulus money for which they were entitled to, but did not receive. The same goes for this second stimulus payment, the IRS said in a Dec. 29 announcement.
More in depth: Other questions about the stimulus, enhanced unemployment benefits and the status of the no-interest/no-payment period for student loans was covered in the latest That’s Rich!, the personal finance column at cleveland.com and The Plain Dealer. Read more at this link – What you need to know about the new stimulus checks, and $300 extra weekly in unemployment benefits: That’s Rich! Q&A
Email questions and suggestions to firstname.lastname@example.org. Include your hometown and first name for publication. And to help me sort through the clutter of my email box, try to remember including “That’s Rich!” in the subject of the email.
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